The problem with health care in America today is that government is too involved in it. Today's mantra--that our health care needs to be more like that of the socialistic countries of Europe, Canada, or Cuba--is the height of irony. Good heavens, they don't hold a candle to us! In only two nations do health consumers pay less out of pocket than in the United States. We are their health care role model!
That's why health care is so expensive--because others are paying for it for us! That's why so many people don't have health insurance in the United States. Because the parasitic rest of us have driven up the cost of health care and coverage. Because we let the government do it to us.
I'm glad that Jon Huntsman is thinking about what to do to solve the health care crisis, because there is one. But, goodness gracious Governor, you're thinking us into the abyss.
Eventually, every Utahn would have to be insured, according to a confidential working draft of Gov. Jon Huntsman Jr.'s three-year plan to retool the state's health system.That sounds efficient! But seriously, with Health Savings Accounts (HSAs)
Pursuing higher education? You may have to get health insurance before you would be allowed to register for classes.
Unemployed? You might have to get at least a minimal level of health insurance in order to get a job. Once hired, your boss would verify your insurance status - and check it every quarter.
you get to keep the money you don't spend on health care when the end of the year rolls around. This is a huge incentive to cut back on those health care events that fall into the "gray area" of being neither completely necessary or completely unnecessary.With HSAs, the costs go down, and so does the demand. And that means more access to health care for the rest of us.
I'm not surprised by the current health care state of affairs as described by this SL Trib paragraph:
For the plan to work, premiums must be reasonable, consumers must have information to help them shop for a plan and no one can be denied coverage because they are considered "high risk..."Exactly! Are your premiums reasonable now? You can thank government for that. Nothing is ever cost effective when the government gets involved (that's why we should want it to be involved in almost as little as possible). How in the world can we be dumb enough to think that for just this once it will be cost effective? At least you get health care now. If you like daydreaming about the good ole days, just wait for the governor's plan to kick in.
One of the problems with health plans now is that your employer has to pay for it. How did that happen? It starts with a "g". If you want to opt out of the health plan--which would be immensely beneficial to your company--and get even a portion of the savings to your company--you can't. Now, some employers are saying to heck with this crap, and they're not even giving their employees the difference--because more and more there isn't any, because of a cockamamie plan hatched by the federal government.
Governor Huntsman, please consider Health Savings Accounts. This is the only way that we're going to get our health care costs under control. Are people too fat, too lazy, and eat to much sugar? You're darn right we do! Okay, then, hold us responsible. HSA's are that method of accountability.
"You can go online and do all levels of comparison when you're shopping for a car," said Jennifer Cannaday, director of public policy for BlueCross BlueShield. "But that radically changes when you're trying to be a consumer in the world of health care."Hmm...what's different about the way cars are bought and sold versus health care? Aha! Government intervention! That's the reason that health care choices are so unadvertised, because there are hardly any, because government has gotten in the way of good health care.
insurance companies would have to insure everyone... And Utahns would buy insurance based on a "community rating," instead of their medical history.Great! Now I get billed based on how fat everyone is in my county and how much they smoke! Now there's an incentive for me to be healthy! What it is is an incentive for me to rat on my fat, emphysematic neighbors to the government. That'll show 'em!
In Massachusetts, for example, residents' premiums are based on their age and what county they live in. They aren't asked about pre-existing medical conditions.
The only thing I like about the Governor's health care plan is that Utahns can eventually get their own health insurance, instead of it being tied to their employer. I would like to solve the health care crisis as much as the Governor.
But please, let us choose. No matter how much compassion you feel for the uninsured, your plan simply will not work.